PSP Regulated · Banco Central de Argentina

Licensed Cross-Border Payment Infrastructure

Regulated payment rails connecting Argentina, Brazil, and the United States. Built for businesses that move money across Latin America.

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Argentina
QR · Transfers
Brazil
Pix
United States
USD Settlement
Payment Infrastructure for Latin America

End-to-end cross-border payment processing with instant settlement, regulatory compliance, and enterprise-grade APIs.

Cross-Border Payments

Move funds between Argentina, Brazil, and the US through regulated corridors with full compliance and transparency.

Instant Settlement

USD-denominated instant settlement layer enabling real-time finality for cross-border transactions.

Payment APIs

Enterprise-grade REST APIs for payment initiation, status tracking, reconciliation, and reporting. Built for scale.

Regulated at Every Level

We operate under strict regulatory frameworks across all jurisdictions where we process payments.

PSP License — Banco Central de Argentina

FCM Payments Solutions S.A.S. is a licensed Payment Service Provider (Proveedor de Servicios de Pago) regulated by the Central Bank of Argentina, authorized to process QR payments and electronic transfers.

CUIT 30-71689742-3

AML / KYC Compliance Program

Comprehensive Anti-Money Laundering and Know Your Customer program aligned with FATF recommendations and local regulatory requirements in Argentina, Brazil, and the United States.

FATF Compliant

US Corporate Entity

WhapayInc is incorporated in the State of Delaware, USA, providing a robust legal framework for international operations and partnerships.

Delaware Corporation

Data Protection

Full compliance with Argentina's Personal Data Protection Law (Ley 25.326), Brazil's LGPD, and applicable US data privacy regulations.

Multi-Jurisdiction
Our Team

Experienced operators in payments, technology, and financial services across Latin America.

LO

Leandro Onsari

Chief Executive Officer

MF

Marcelo Fernández

Chief Technology Officer

JF

Joaquín Fernández

Chief Financial Officer

Our Offices

Presence in three key markets across the Americas.

New York

United States

101 W 15th Street
New York, NY 10011

Buenos Aires

Argentina

Buenos Aires
Argentina

São Paulo

Brazil

São Paulo
Brazil